American Choice Capital provides short-term 3 to 12 months’ funds for a range of operational needs. Typically, our clients choose to finance temporary dips in cash flow, invest in new equipment, or make time sensitive inventory purchases. We provide funding for small and medium businesses nationwide with at least 6 months operating history and a minimum of $10,000 in revenue per month in all industries. A simple online application and 4 months’ bank statements can get you an offer in as fast as 4 hours.
American Choice Capital primarily provides your working capital funding though a merchant cash advance by purchasing your future receivables at a discount.
As a private provider of funding, American Choice Capital invests in projects that institutional banks may deny or simply might take months to complete. Our relationship with our merchants can be thought of like a partnership for the duration of the funding: we are not a broker, we stand behind every investment from start to finish.
Merchant Cash Advance or “MCA” is not a loan. One of the most beneficial aspects of MCAs for business owners is that MCAs are not loans. This means that instead of a payment book staring at you from your accounting books with pre-established due dates, you know the percentage of your receivables that you will use to repay the cash infusion. For you, the business owner, this means that your repayment amount is proportionate.
Fast Processing. Because a Merchant Cash Advance or MCA is not a loan, it does not take us two, four, or more weeks to process cash advance paperwork. In fact, we can get you a response to your application within hours. This means that you can have access to the money you need, in your account, as soon as 24-48 hours after you submit your application.
Personal Support. American Choice Capital also provides you with continuing, personal support for the duration of your merchant cash advance transaction. Banks often turn around and sell your loans to other brokers, but we do not do that. We stand behind you and your merchant cash advance for the duration of the investment process, from start to finish.
Sign up to hear from us about specials, sales, and events.